Florida's Save Our Homes benefit can be worth six figures in a divorce settlement, and an over-assessed property can mean years of excess tax bills. We help homeowners and business owners in Santa Rosa County with portability analysis, residential appeals, and commercial appeals.
Santa Rosa County, including Gulf Breeze, Navarre, and Milton/Pace, has grown steadily as families move east from Pensacola for newer homes and good schools. For homeowners going through a divorce, the gap between a long-held homestead's Save Our Homes assessed value and its current market value can be a significant asset that's easy to overlook in a settlement.
Steve has presented on Save Our Homes portability and divorce property tax issues to the Escambia-Santa Rosa Bar Association; read more about our credentials.
From beachside homes in Navarre and Gulf Breeze to growing residential areas around Milton and Pace, Santa Rosa County's housing market varies significantly by area. We base both portability calculations and assessment appeals on recent sales specific to your part of Santa Rosa County.
If one spouse is keeping the homestead, or the home is being sold and both parties are starting over, the accumulated Save Our Homes benefit needs to be identified and valued before the settlement is finalized. We calculate the portability value, the annual tax savings, and what happens if the homestead is abandoned.
Submit your Santa Rosa County property address and we'll tell you whether a meaningful Save Our Homes / portability benefit exists, at no cost. If it's worth a full written report, the analysis is $1,250.
Every August, Santa Rosa County property owners receive a TRIM notice showing the proposed assessment for the coming tax year. If that number looks too high, there's a limited window to challenge it with the county's Value Adjustment Board.
The Santa Rosa County Property Appraiser mails TRIM notices (Notice of Proposed Property Taxes) in mid-to-late August, showing your proposed assessed value and the deadline to file a Value Adjustment Board petition for that year.
Santa Rosa County VAB petitions must be filed within 25 days of the TRIM notice mailing date, with the Santa Rosa County Value Adjustment Board. We review your assessment against recent comparable sales before you decide whether a petition is worthwhile.
Your Santa Rosa County tax bill depends on whether the property is in Gulf Breeze, Milton, or unincorporated Santa Rosa County (including Navarre and Pace), each with its own combined millage rate. We apply the correct rate for your address when estimating potential savings.
Your assessed value, exemptions, and TRIM notice details are on file with the Santa Rosa County Property Appraiser. Use their property search tool to look up your parcel before requesting a review.
Free check or a $1,250 written portability valuation report for settlements.
TRIM notice review and Value Adjustment Board petition support for homeowners.
Data-driven VAB petitions for commercial property owners and investors.