Florida homeowners have the right to challenge their property assessment. Whether your value is too high and costing you in taxes, or too low and costing you in portability — we know how to fight it.
Most homeowners don't realize they can fight their assessment — or that there are two very different reasons to do it.
If your county has assessed your home above its true market value, you are paying more in property taxes than you should be. A successful appeal lowers your assessed value — and your annual tax bill with it.
Common signs: recent assessment spike, assessment higher than comparable sales nearby, assessment higher than what you could sell for today.
If you are selling and your county's market value is lower than your actual sale price, your portability benefit gets calculated on that lower number — reducing the Save Our Homes savings you can carry to your next home.
Fighting for a higher market value means more portability to take with you — which translates to lower property taxes on your next home.
*Sample values for illustration only. Actual savings vary by property and millage rate.
*Sample values for illustration only. A higher corrected market value means more portability to carry to your next home.
Florida caps how much your assessed value can increase each year — no more than 3% or CPI, whichever is lower.
As market values rise, your assessed value stays low. That gap is your Save Our Homes benefit — and it represents real annual tax savings.
Up to $500,000 of that accumulated benefit can transfer to your new Florida homestead. That is portability — and it can mean thousands in lower taxes every year.
*Sample values for illustration only. Sample millage rate of 15.00.
Florida gives homeowners the right to challenge their assessment — but the window is short and the process is specific.
We review your property, your current assessment, and your situation to see if an appeal makes sense.
Steve's 35+ years as a licensed Florida appraiser means we know how to identify and document a legitimate discrepancy.
We guide you through filing a petition with the Value Adjustment Board — Florida's official appeal process.
We present the case and advocate for the correct value. If we don't think you have a strong case, we'll tell you upfront.
Florida mails TRIM notices in August. If your assessment looks wrong, you have a short window to act. Do not wait.
A low market value assessment reduces your portability benefit. Challenging it before you close protects your ability to carry those savings to your next home.
If a property's assessed value is a factor in a settlement, we can provide an independent professional review of whether the county's number is defensible.
With over 35 years as a licensed real estate appraiser in Florida, Steve has spent his career identifying value discrepancies and working directly with county property appraiser offices. When we say we know what a property is worth and how to defend that number — that is not marketing copy. That is Steve's career.