Florida's Save Our Homes benefit can be worth six figures in a divorce settlement, and an over-assessed property can mean years of excess tax bills. We help homeowners and business owners in Clay County with portability analysis, residential appeals, and commercial appeals.
Clay County, including Fleming Island, Orange Park, Middleburg, and Green Cove Springs, has long been a popular choice for families working in Jacksonville who want a quieter community. For homeowners going through a divorce, the gap between a long-held homestead's Save Our Homes assessed value and its current market value can be a significant asset that's easy to overlook in a settlement.
Clay County is just minutes from our home base in Jacksonville, and we're available to meet in person with homeowners and family law attorneys throughout the area.
From established neighborhoods in Orange Park and Fleming Island to growing areas around Middleburg and Green Cove Springs, Clay County's housing market varies by community. We base portability calculations and assessment appeals on recent sales specific to your part of Clay County.
If one spouse is keeping the homestead, or the home is being sold and both parties are starting over, the accumulated Save Our Homes benefit needs to be identified and valued before the settlement is finalized. We calculate the portability value, the annual tax savings, and what happens if the homestead is abandoned.
Submit your Clay County property address and we'll tell you whether a meaningful Save Our Homes / portability benefit exists, at no cost. If it's worth a full written report, the analysis is $1,250.
Every August, Clay County property owners receive a TRIM notice showing the proposed assessment for the coming tax year. If that number looks too high, there's a limited window to challenge it with the county's Value Adjustment Board.
The Clay County Property Appraiser mails TRIM notices (Notice of Proposed Property Taxes) in mid-to-late August, showing your proposed assessed value and the deadline to file a Value Adjustment Board petition for that year.
Clay County VAB petitions must be filed within 25 days of the TRIM notice mailing date, with the Clay County Value Adjustment Board. We review your assessment against recent comparable sales before you decide whether a petition is worthwhile.
Your Clay County tax bill depends on whether the property is in Green Cove Springs, Orange Park, Keystone Heights, Penney Farms, or unincorporated Clay County (including Fleming Island and Middleburg), each with its own combined millage rate. We apply the correct rate for your address when estimating potential savings.
Your assessed value, exemptions, and TRIM notice details are on file with the Clay County Property Appraiser. Use their property search tool to look up your parcel before requesting a review.
Free check or a $1,250 written portability valuation report for settlements.
TRIM notice review and Value Adjustment Board petition support for homeowners.
Data-driven VAB petitions for commercial property owners and investors.